KT Partnership Ltd – Epsom
If you have been with the same mortgage lender for several years, the chances are you may be paying more than you need to for your home loan. Remortgaging to a different product could potentially save you a lot of money.
At KT Partnership we can research the market for you and find you the best deal to suit your needs. We specialise in mortgages, remortgages, buy to let mortgages, equity release, life assurance, critical illness insurance income protection and home insurance. With over 60 years combined experience in the mortgage market.
Firstly we will chat with you to make sure we understand your needs and requirements and we also explain our terms of business in plain English. You will also receive a copy of our Initial Disclosure Document confirming these terms.
Once we have established your requirements we will spend some time going through in-depth personal mortgage fact finding, to ensure that we fully understand your requirements, so that we can make the most suitable recommendations for you.
Then, by using our comprehensive mortgage sourcing system we will find the mortgage solution that is appropriate for you.
Having established what products are available, we will then explain the options and help you understand which solution(s) best meet your requirements and why. We will not baffle you with confusing financial terms and expressions but will explain your choices in clear, plain English!
To protect you and ensure your security, we are able to review your current and potential personal protection requirements and make any necessary recommendations to you.
We will provide you with documents which explain the costs and other important information, so you can make an informed decision, in accordance with the Financial Conduct Authority. This will allow you to carefully consider the details before you confirm that you wish to proceed.
No need for complicated form-filling! We will help complete the paperwork and submit this to the chosen lender (you will need at this stage to pay the appropriate application fees).
We will then regularly liaise with the lender on your behalf to endevour that your application is dealt with as smoothly and quickly as possible right through to final completion. We can also recommend other trustworthy professionals from our network should you require their services (e.g. solicitors etc). This will add further to your peace of mind and ensure smooth completion of the transaction. We handle all applications in the same professional manner whether we are helping you with a mortgage, re-mortgage or a non regulated buy-to-let mortgage.
For a free consultation call us on 01372 743975